Profit on Saving and Investment Deposits at Jordan Dubai Islamic Bank
Profits distributed for the period ended 31 MARCH 2013
Product *Profit Rate
Investment Deposits JOD USD
12 Months 5.397% 1.852%
9 Months 5.277% N.A
6 Months 5.097% 1.411%
3 months 4.557% 1.235%
1 Month 4.198% 1.191%
Saving Accounts 1.764% 0.772%

* Net annual profit rate for the First quarter of 2013 for the upper category after deduction of “Mudareb” rate

Basis of Profit Distribution (Jordanian Dinar)
  Investment deposits Saving accounts
Investment risk fund share 10% 10%
Mudareb Ratio (Approximate Average) 32% 60%
Unrestricted investment accounts share * (Approximate Average) 58% 30%
* Depends on amount and tenor.
Basis of Profit Distribution (Foreign Currencies)
  Investment deposits  Saving accounts
Investment risk fund share 10% 10%
Mudareb Ratio for Investment Deposits and Saving Accounts (Approximate Average) 50% 65%
Unrestricted investment accounts share * (Approximate Average) 40% 25%
*Depends on amount and tenor.
 
Important Note: Mudareb Rate is 35% , Investment Risk Reserve is 15% and the Share of Unrestricted Investment as a Mudareb and Rub Mal is 50%.
 
 
 
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  - Yield On Deposits
 

 
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